Indusind Bank Account Opening Online | Zero Balance Bank Account Opening Online 2025
If you want to open a zero balance account where you don’t need to maintain any average balance and still enjoy premium bank services, Indusind Bank offers the perfect solution. You can now open a zero balance account online within a few minutes through video KYC, without any branch visit.
You will also get a free debit card, and if needed, you can request a cheque book too.
How to Open Indusind Bank Zero Balance Account
First, click on the official website link provided in the video description or the pinned comment to begin the account opening process.
Steps to Follow:
- Enter Mobile Number:
- Use the mobile number linked with your Aadhaar for OTP verification.
- The mobile number can also be made your account number.
- Mobile Number Verification:
- Enter the OTP received on your phone and verify.
- Enter Aadhaar and PAN:
- Fill your Aadhaar number and PAN card number.
- Accept the terms and conditions and send the verification code.
- Email Verification:
- Enter your Google mail ID.
- Verify it through the OTP received in your email inbox.
- Personal Details:
- Enter marital status, mother’s name, and father or spouse’s name.
- Select your occupation such as salaried, student, housewife, or retired.
- Provide your gross monthly income slab.
- Address Details:
- Aadhaar address will be auto-fetched.
- You can add a different communication address if needed.
- Nominee Details:
- Set your nominee by filling in their details.
- Direct Benefit Transfer (DBT) Option:
- Choose if you want to link your account with Aadhaar for government scheme benefits.
- Account Type Selection:
- Select Indus Delight MF zero balance account.
- No average balance maintenance is required.
- Initial funding of ₹500 is needed which you can withdraw later.
- Debit Card Selection:
- Choose between virtual or physical debit card.
- Physical card delivery charges are ₹590.
- Payment:
- Pay the initial funding through UPI, Paytm, Google Pay, PhonePe, etc.
- Video KYC:
- Complete KYC by showing PAN card, signing on paper, and answering basic questions confidently.
- Make sure to allow camera and mic permissions properly.
- Account Activation:
- After successful video KYC, your account will be processed and activated.
- Download the Indusind Bank mobile app and sign in using your registered mobile number.
- Access your virtual debit card immediately.
Important Points:
- Initial funding can be done with the help of a family member’s bank account if needed.
- Indusind Bank also launched an Ind Account with just ₹500 funding if you want an alternative.
- Always be prepared during Video KYC with original PAN, good internet, and no external help.
Conclusion
By following these simple steps, you can easily open a zero balance Indusind Bank account online without visiting any branch. Enjoy premium services, a free debit card, and the flexibility of making your mobile number your account number.
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